Friday, February 22, 2013

SCAM: Don't Be a Victim of ATM Scam

Automated Teller Machine or pupularly known as ATM comes in really handy most specially when your ATM card has depit card function. You can always have wallet free transaction. A swipe of your ATM card WAAAALLLLAAAA! you can go shopping already.

However, a few days ago a news broke announcing that there are some fraudulent activity circulating around the Metro and probably around the Philippines as well.

So here are some tips on to protect you from possible falling into the traps of fraudster's malicious mind:
Photo Credit: This is just an example of a scam.

  • Only use ATM's in secured places like malls. Don't withdraw on remote areas as this could be an easy targets of people who are installing devices in the ATM machines.
  • When punching your PIN make sure everything you are covering your hands as you punch the pins. There might be hidden camera's installed capturing the your pin. (Refer to picture 3 and 4) that's a hidden camera trying to capture your pin.
  • Also, check on the slot area where you are going to enter your card. (see picture number1 above). This would transmit your card information to someone smiling and siphoning all your money in your card.
  • Don't let anyone know your pin. So make sure your pin is known no one else but you and it shall not be written anywhere. Do not put your real name and exact birth date in social network because fraudulent mind can always use those information and never give out pin information via the phone. Policemen and bank people should not be calling you asking for your pin.

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